For the year 2026, the FHA loan limits in Groveland, located within Livingston, NY, are as follows: $472,030 for a property with a single-family unit, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Concerning conventional loans, the highest amount available for a single-family home is $726,200. For properties with 2-units, the limit is $929,850, 3-units have a limit of $1,123,900, and four units max out at $1,396,800.
Utilize our FHA calculator to uncover the most competitive rates today and evaluate the necessary downpayment, income, creditworthiness, reserves, and documentation required for eligibility.
The Lendersa® calculator provides you with the ability to compare the rates and terms of FHA loans alongside other available loan types including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly processes and compares loan program information from numerous lenders, taking into account your specific financial details and requirements.
In the Loan Limits Comparison Table for 2026, discover comparative loan amount limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money within the county of Livingston, NY. For insights into income, reserves, and credit qualification, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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