In 2025, the FHA loan limit for Mount-Morris county within Livingston, NY is set at $356,362 for a single-family home. For two-unit properties, it is $456,275, for three units it is $551,500, and for homes with four units, the limit is $685,400.
The maximum amount allowable for conventional loans on a single-family dwelling is $548,250. For two-unit dwellings, it's $702,000, for three-unit buildings $848,500, and for four-unit properties, it's $1,054,500.
Utilize our FHA calculator to access today’s most competitive FHA rates and ascertain the necessary downpayment, income requirements, credit score, reserves, and documentation to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those available in other loan programs. Review and analyze options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing quick comparisons tailored to your specific financial needs and profile.
The Loan Limits Comparison Table for 2025 in Mount-Morris county of Livingston, NY shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification criteria such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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