In 2026, the FHA loan limits for North-Wantagh county of Nassau, NY are $822,375 for a single-family home, $1,053,000 for two-unit residences, $1,272,750 for three-unit properties, and $1,581,750 for four-unit structures.
The maximum loan amounts for conventional loans on a single-family home are set at $822,375, followed by $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Use our FHA calculator to access today’s prime FHA rates and determine necessary downpayments, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles loan program data from thousands of lenders, swiftly matching it to your financial profile and needs.
In the Loan Limits Comparison Table for 2026 in North-Wantagh county of Nassau, NY, compare FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. To analyze qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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