In 2026, within Seaford, Nassau county, NY, the FHA loan limits are $1,089,300 for single-family homes, $1,394,775 for two-unit dwellings, $1,685,850 for three-unit properties, and $2,095,200 for four-unit buildings.
The maximum conventional loan amounts for single-family residences are $1,089,300. For two-unit homes, the limit is $1,394,775, for three-units, it's $1,685,850, and for four-units, $2,095,200.
Utilize our FHA calculator for today's top FHA rates, determining downpayments, evaluating income, checking credit, maintaining reserves, and assembling necessary documents for qualification.
The Lendersa® calculator facilitates comparing FHA rates and terms with those of other loan programs. Explore various options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® pulls loan program data from numerous lenders and quickly aligns it to your unique financial profile and needs.
Check out the Loan Limits Comparison Table for 2026 in Seaford, from Nassau county, NY, illustrating maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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