As of 2026, the FHA loan limits in Wantagh, located in Nassau county, NY, have been set as follows: $1,089,300 for single-family homes, escalating to $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
The ceiling amount for conventional loans on a single-family home is $1,089,300. This increases to $1,394,775 for two-unit homes, $1,685,850 for three-unit properties, and $2,095,200 for four-unit buildings.
Make use of our FHA calculator to explore today’s top FHA rates and assess the exact downpayment, income, credit standing, reserves, and documentation needed for qualification.
The Lendersa® calculator helps in comparing the rates and terms of FHA loans with all other types of loan products. You can explore options including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates detailed loan program data from a multitude of lenders, swiftly aligning this information with your personal financial profile and specific needs.
For 2026, view the Loan Limits Comparison Table available for Wantagh, within Nassau county, NY. This table contrasts maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan offerings. To evaluate requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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