In 2026, the FHA loan limits applicable in Northeast-Ithaca county, Tompkins, NY are as follows: a single-family home is capped at $356,362, for duplexes the limit is $456,275, for triplexes, it's $551,500, and for quadplexes, the limit is $685,400.
For conventional loans, the highest possible amount for a single-family home stands at $548,250. For duplex properties, it's $702,000, for triplexes, it's $848,500, and for four-unit buildings, the limit rises to $1,054,500.
Make use of our FHA calculator to find the most competitive FHA rates available today and calculate the necessary down payment, income, credit score, reserves, and required documents to qualify.
With the Lendersa® calculator, you have the capability to examine FHA rates and terms versus those of other loan programs. Dive into the nuances of Conventional loans, Jumbo products, VA loans, USDA offerings, Non-QM products, and even hard money loans, alongside FHA.
Lendersa® retrieves detailed loan program data from thousands of lenders and instantaneously matches it to your distinct financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Northeast-Ithaca county, part of Tompkins, NY helps you assess maximum loan amounts for various products such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and even hard money loans. To align your qualifications regarding income, reserve, and credit, opt for the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for the most insightful results.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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