For 2025, FHA loan limits in Cayuga-Heights county of Tompkins, NY are set at $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for properties with four units.
Conventional loans on a single-family residence have a maximum of $548,250. For two units, the limit is $702,000, for three units $848,500, and for four units $1,054,500.
Use our FHA calculator to find today’s best FHA rates and ascertain the required downpayment, income, credit, reserves, and necessary documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers vast loan data from thousands of lenders and quickly matches it against your unique financial profile.
The Loan Limits Comparison Table for 2025 in Cayuga-Heights county, Tompkins, NY, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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