During 2025, the FHA loan limit for a single-family home in South-Hill county of Tompkins, NY is $356,362. For 2-units, it's $456,275; for 3-units, $551,500; and for 4-units, $685,400 applies.
The conventional loan maximums are $548,250 for single-family homes, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to find today’s best FHA rates and determine the necessary down payment, income, credit score, reserves, and documentation for eligibility.
With the Lendersa® calculator, compare FHA rates and terms against various loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® accesses data from thousands of lenders to deliver rapid comparisons tailored to your financial needs and profile.
Examine the Loan Limits Comparison Table for 2025 in South-Hill, Tompkins, NY, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
