For 2025, FHA loan limits in Oswego county of Oswego, NY are established as follows: $472,030 for single-family homes, $604,400 for 2-unit homes, $730,525 for 3-units, and $907,900 for 4-units.
On the other hand, the maximum loan amount for conventional loans on a single-family property is $726,200. For 2-units, it is $929,850, for 3-units, $1,123,900, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today’s leading rates, calculating downpayment, income level, credit needs, reserves, and documents for qualification.
The Lendersa® calculator enables you to contrast FHA rates & terms with those of other loan programs. Investigate and weigh options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® acquires comprehensive loan data from thousands of lenders, offering swift comparisons tailored to your financial needs.
Our Loan Limits Comparison Table for 2025 in Oswego county, Oswego, NY compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To evaluate qualification criteria, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $472,030 | $604,400 | $730,525 | $907,900 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
USDA | $336,500 | $336,500 | $336,500 | $336,500 |
VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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