In 2026, within Batavia, part of Genesee county, NY, the FHA loan limits are: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
The conventional loan limits for a single-family home are $726,200, progressing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
To access today’s FHA best rates and calculate the downpayment, along with assessing income, credit, reserves, and needed documents, use our FHA calculator.
Lendersa® calculator helps you compare FHA rates and terms with a wide range of other loan programs. You can explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® quickly gathers loan program data from an extensive network of lenders, comparing this against your unique financial profile and requirements.
For 2026 in Batavia county, Genesee, NY, see the Loan Limits Comparison Table, which details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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