In 2026, the FHA loan limit for Perry county in Wyoming, NY is set as follows: $472,030 for a single-family home, $604,400 for a 2-unit dwelling, $730,525 for a 3-unit property, and $907,900 for a 4-unit building.
The highest conventional loan amount possible for a single-family residence is $726,200. For two-unit properties, it reaches $929,850, while for three-unit homes, the limit is $1,123,900, and it is $1,396,800 for those with four units.
Take advantage of our FHA calculator to find today’s best FHA rates and calculate the necessary down payment, income, credit score, reserves, and documents for qualification.
With Lendersa® calculator, you can assess your FHA rates alongside terms from other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all of which can be compared thoroughly against FHA offerings.
Using data from thousands of lenders, Lendersa® quickly aligns this information with your specific financial profile and needs, providing comparisons in seconds.
Refer to the Loan Limits Comparison Table for 2026 in Perry county of Wyoming, NY, which outlines and compares maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification standards such as income, reserves, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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