In 2025, the FHA loan limits for Plattsburgh county of Clinton, NY are set at $472,030 for a single-family home. For two units, it is $604,400, for three units $730,525, and for four units, $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. It increases to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to see today's best FHA rates and determine what downpayment, income, credit, reserves, and documentation you'll need to qualify.
The Lendersa® calculator allows comparison between FHA rates and terms and various other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans.
Gathering data swiftly from thousands of lenders, Lendersa® matches these offers with your unique financial profile and needs.
In 2025, the Loan Limits Comparison Table for Plattsburgh county in Clinton, NY covers maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. For evaluating qualification needs like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
SFR | 2 Units | 3 Units | 4 Units | |
---|---|---|---|---|
FHA | $472,030 | $604,400 | $730,525 | $907,900 |
Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
USDA | $336,500 | $336,500 | $336,500 | $336,500 |
VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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