For the year 2026, FHA loan limits in Peru, which is part of Clinton county, NY, are set at $472,030 for a single-family home. Limits for two-unit residences are $604,400, for three-unit properties $730,525, and for four-unit properties, it is $907,900.
Conventional loan maximums for a single-family residence stand at $726,200. For two-unit dwellings, the limit is $929,850, for three-unit properties it's $1,123,900, and for four units, the cap is $1,396,800.
Use our FHA calculator to view today's best FHA rates, assess the required downpayment, income criteria, credit score, reserves, and necessary documentation for loan qualification.
The Lendersa® calculator is designed to facilitate the comparison of FHA rates and terms with those of other loan programs. It invites you to explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders, providing rapid comparisons tailored to your personal financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Peru, county of Clinton, NY, which compares the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification terms like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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