In 2025, FHA loan limits in Pleasant-Valley, Dutchess, NY are $356,500 for a single-family home, $456,350 for 2-units, $551,650 for 3-units, and $685,550 for 4-units.
The maximum for conventional loans on a single-family residence is $726,525, with $930,300 for 2-units, $1,124,475 for 3-units, and $1,397,400 for 4-units.
Use our FHA calculator to find today’s top FHA rates and learn about the required downpayment, income, credit, reserves, and documents for qualification.
Use the Lendersa® calculator to compare FHA rates with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders to provide quick comparisons based on your financial profile.
The Loan Limits Comparison Table for 2025 in Pleasant-Valley, Dutchess, NY, covers FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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