In 2026, the FHA loan limits for Union-Vale county of Dutchess, NY are set at $356,500 for a single-family home, $456,350 for two units, $551,650 for three units, and $685,550 for four units.
Conventional loan maximums are $726,525 for a single-family house, $930,300 for two units, $1,124,475 for three units, and $1,397,400 for four units.
Use our FHA calculator to view today’s best FHA rates and figure out necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from various loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects data from thousands of lenders, providing quick, tailored comparisons for your financial needs.
The Loan Limits Comparison Table for 2026 in Union-Vale county of Dutchess, NY shows maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,220 | $581,220 | $581,220 | $581,220 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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