In 2026, the FHA loan limit set for Port-Ewen county within Ulster, NY, is structured as $356,362 for a single-family residence. For 2-unit properties, the limit is $456,275, increasing to $551,500 for 3-unit accommodations, and reaching $685,400 for 4-unit buildings.
The maximum allowed amount for conventional loans on a single-family home is $548,250. For residences with 2-units, it reaches $702,000, $848,500 for those with 3-units, and caps at $1,054,500 for 4-unit structures.
Explore today’s FHA leading rates using our FHA calculator to determine the needed downpayment, required income, credit, reserves, and the essential documentation to qualify.
The Lendersa® calculator is a powerful tool for comparing FHA loan rates and terms with those from all other loan programs. You can navigate through options that include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA options.
Lendersa® comprehensively compiles data from thousands of lenders, comparing it swiftly against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Port-Ewen county within Ulster, NY enables comparison of FHA with Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loans, as well as hard money lending amounts. To further analyze qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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