In 2026, the FHA loan limit for a single-family home in Dutchess county of Rhinebeck, NY is $472,030. The limits are $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amount on a single-family home is $726,525, increasing to $930,300 for 2-units, $1,124,475 for 3-units, and $1,397,400 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and check downpayment, income, credit, reserves, and document requirements for qualification.
The Lendersa® calculator helps compare FHA rates and terms with those of other loans—Conventional, Jumbo, VA, USDA, Non-QM, and hard money.
Lendersa® efficiently gathers data from a multitude of lenders, matching it to your specific financial profile.
Use the Loan Limits Comparison Table for 2026 in Rhinebeck, Dutchess, NY, to see maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification needs like income, reserves and credit, leverage Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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