For 2025, FHA loan limits in Suffolk county, Port-Jefferson, NY are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loan maximums are $822,375 for a single-family residence, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Our FHA calculator shows today’s best FHA rates, calculating required downpayments, income, credit, reserves, and needed documents for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Collecting data from numerous lenders, Lendersa® efficiently matches it to your specific financial profile and needs.
Check the Loan Limits Comparison Table for 2025 in Suffolk, Port-Jefferson, NY, to evaluate FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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