During 2026, the FHA loan limit set in Clinton county of Dutchess, NY is $472,030 for a single-family home. For residences with two units, it stands at $604,400, for those with three units, $730,525, and for properties featuring four units, the limit is $907,900.
The maximum amount permitted for conventional loans on a single-family residence is $726,525. For two-unit properties, it's $930,300; for three-unit homes, it's $1,124,475; and for four-unit dwellings, it reaches $1,397,400.
Use our FHA calculator to discover today's top FHA interest rates and determine the required downpayment, income levels, credit score, reserves, and necessary documents for qualification.
Lendersa® provides a calculator that allows you to compare FHA rates and terms with those of other loan programs. Examine and contrast options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers substantial loan program data from thousands of lenders, efficiently aligning this information with your specific financial profile and unique needs.
Review the Loan Limits Comparison Table for 2026 in Clinton county of Dutchess, NY, showcasing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For a detailed comparison of qualification requirements like income, reserves, and credit criteria, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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