For 2026, the FHA loan limits in Ridgeway county of Orleans, NY are as follows: $472,030 for single-family homes, $604,400 for duplexes, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
The maximum for conventional loans stands at $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for triplexes, and $1,396,800 for quadruplexes.
Use our FHA calculator to find today’s best FHA rates and to determine the necessary down payment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® leverages data from thousands of lenders to efficiently match it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ridgeway county of Orleans, NY includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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