For the year 2025, FHA loan limits in Saranac, located within Clinton county, NY have been set. The limit is $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit homes.
Regarding conventional loan limits, the maximum for a single-family residence is $726,200, with the amount increasing to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and reaching $1,396,800 for four-unit properties.
Take advantage of our FHA calculator to explore the best FHA rates available today, and determine the required downpayment along with income, credit score, reserves, and documentation necessary for eligibility.
Assess and contrast loan offers sourced from 100 different lenders
The Lendersa® calculator allows for a comprehensive comparison of FHA rates and terms against all other available loan programs. Delve into and analyse Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA programs.
Lendersa® aggregates loan program data from a multitude of lenders, processing it quickly to align with your distinct financial situation and requirements.
The Loan Limits Comparison Table for 2025 in the county of Clinton, NY, within Saranac, presents a wide-ranging comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To contrast differing qualification standards such as income, reserves, and credit criteria, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
