In 2026, the FHA loan limit for Altona county in Clinton, NY stands at $472,030 for a single-family home. For two-unit homes, the cap is $604,400, while it reaches $730,525 for three-unit properties, and $907,900 for four-unit residences.
The highest loan amount allowed for conventional loans on a single-family residence is $726,200. This increases to $929,850 for two-unit buildings, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to evaluate today’s most favorable FHA rates and assess the required downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms by comparing them with those of other loans. Consider and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® receives comprehensive loan program data from thousands of lenders and provides comparisons tailored to your financial situation within seconds.
Refer to the Loan Limits Comparison Table for 2026 in Altona, Clinton, NY. This table allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth analysis of qualification criteria like income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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