For the year 2026, the FHA loan limits in Schodack county of Rensselaer, NY are established at $472,030 for single-family dwellings, $604,400 for 2-unit residences, $730,525 for 3-unit homes, and $907,900 for properties with 4 units.
The maximum amounts for conventional loans reach $726,200 for single-family homes, $929,850 for two-unit buildings, $1,123,900 for three-unit houses, and $1,396,800 for four-unit structures.
Utilize our FHA calculator to discover today’s optimal FHA rates and evaluate the necessary downpayment, as well as the income, credit score, reserves, and documents required to qualify.
With the Lendersa® calculator, you can assess FHA rates and terms alongside all other loan programs. Delve into comparisons between FHA and other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan program data from numerous lenders and provides swift comparison against your specific financial needs and profile.
Access the Loan Limits Comparison Table for 2026 in Schodack county of Rensselaer, NY, where you can compare maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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