In 2025, the FHA loan limits for East-Greenbush, located in Rensselaer county, NY, are set as follows: $356,362 for single-family houses, $456,275 for two-unit residences, $551,500 for three-unit buildings, and $685,400 for properties with four units.
Maximum amounts for conventional loans are $548,250 for single-family homes, increasing to $702,000 for two-unit houses, $848,500 for buildings with three units, and $1,054,500 for four-unit homes.
Our FHA calculator can help you discover today's best FHA rates and estimate the required downpayment, as well as income, credit rating, reserves, and documents you need for qualification.
With the Lendersa® calculator, compare FHA rates and terms against other loan programs. Consider options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses an extensive range of data from thousands of lenders, providing quick analyses tailored to your personal financial profile and specific needs.
Take advantage of the Loan Limits Comparison Table for 2025 in East-Greenbush, within Rensselaer county, NY. This table provides comparisons of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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