For 2025, the FHA loan limits in Nassau county of Rensselaer, NY are set at $472,030 for a single-family home. For two units, the limit is $604,400, it rises to $730,525 for three units, and reaches $907,900 for four-unit homes.
The maximum amount for conventional loans is $726,200 for a single-family residence, increasing to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for a property with four units.
Utilize our FHA calculator to explore today’s top FHA rates and determine the necessary downpayment, income requirements, credit score, reserves, and documents for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with other loan programs. Consider possibilities like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Accessing a vast database from thousands of lenders, Lendersa® rapidly matches their offerings to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Nassau county of Rensselaer, NY provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze necessary criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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