In 2025, the FHA loan limits in Mechanicstown, Orange county of NY, are $472,030 for a single-family home, $604,400 for duplexes, $730,525 for three-unit properties, and $907,900 for four-unit dwellings.
For conventional loans, the maximum limit for a single-family residence is $726,525, with $930,300 for two-unit homes, $1,124,475 for three-unit homes, and $1,397,400 for those with four units.
Our FHA calculator lets you find today’s top FHA rates and helps determine necessary details for qualification like downpayment, income, credit reserves, and required documents.
With the Lendersa® calculator, you can compare FHA rates and terms with other loan programs. Evaluate FHA against options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, syncing it with your unique financial needs for rapid comparison.
Use the Loan Limits Comparison Table for 2025 in Mechanicstown, Orange, NY to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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