For 2025, the FHA loan limits in South-Glens-Falls, found within Saratoga county, NY, are $356,362 for a single-family home. For properties with two units, the limit is $456,275, for three units, it stands at $551,500, and for four-unit buildings, it reaches $685,400.
In terms of conventional loans, the maximum for a single-family residence is $548,250. For two-unit homes, the limit increases to $702,000, for three units it's $848,500, and for four units, the maximum is $1,054,500.
Use our FHA calculator to access today’s best FHA rates and find out the required downpayment, alongside income, credit, reserves, and necessary documents needed to qualify for financing.
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The Lendersa® calculator is designed to let you easily compare FHA rates and terms against those of various loan programs. Examine options such as Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
By obtaining extensive loan program data from thousands of lenders, Lendersa® quickly matches this information to your specific financial profile and needs within seconds.
Refer to the Loan Limits Comparison Table for 2025 in the South-Glens-Falls area of Saratoga, NY, to compare maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria, like income, reserves, and credit specifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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