For 2026, the FHA loan limits in South-Glens-Falls, found within Saratoga county, NY, are $356,362 for a single-family home. For properties with two units, the limit is $456,275, for three units, it stands at $551,500, and for four-unit buildings, it reaches $685,400.
In terms of conventional loans, the maximum for a single-family residence is $548,250. For two-unit homes, the limit increases to $702,000, for three units it's $848,500, and for four units, the maximum is $1,054,500.
Use our FHA calculator to access today’s best FHA rates and find out the required downpayment, alongside income, credit, reserves, and necessary documents needed to qualify for financing.
Browse and compare loan offers from an array of 100 diverse lenders
The Lendersa® calculator is designed to let you easily compare FHA rates and terms against those of various loan programs. Examine options such as Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans alongside FHA terms.
By obtaining extensive loan program data from thousands of lenders, Lendersa® quickly matches this information to your specific financial profile and needs within seconds.
Refer to the Loan Limits Comparison Table for 2026 in the South-Glens-Falls area of Saratoga, NY, to compare maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification criteria, like income, reserves, and credit specifications, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
