For 2025, within Kingsbury county of Washington, NY, the FHA loan limit is $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit dwellings.
The maximum amount for conventional loans on a single-family residence stands at $726,200, with limits of $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
Use our FHA calculator to access today’s top FHA rates and examine the necessary downpayment, income, credit profile, reserves, and documents needed to qualify.
The Lendersa® calculator empowers you to compare FHA rates and terms against those of other loan programs. Delve into options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® gathers extensive loan program data from thousands of lenders and swiftly aligns it to your specific financial profile and requirements.
Access the Loan Limits Comparison Table for 2025 in Kingsbury county of Washington, NY, offering comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification necessities like income, reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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