For 2025, the FHA loan limits in Hudson-Falls county, located in Washington, NY, are defined as follows: $356,362 for single-family homes, $456,275 for residences with two units, $551,500 for three-unit buildings, and $685,400 for those with four units.
Conventional loans on a single-family home have a maximum amount of $548,250. This increases to $702,000 for homes with two units, $848,500 for those with three units, and $1,054,500 for four-unit properties.
To identify today's best FHA rates and assess the needed downpayment, income qualifications, credit requirements, reserves, and necessary documents for eligibility, utilize our FHA calculator.
Lendersa® calculator offers a comprehensive comparison of FHA rates and terms with those of other loan programs. Explore FHA alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loan options.
Lendersa® aggregates extensive loan program data from thousands of lenders, allowing quick comparisons against your financial profile and personal needs.
In 2025, the Loan Limits Comparison Table for Hudson-Falls within Washington county, NY, helps compare the maximum amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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