For 2026, in the county of Nassau, located in South-Hempstead, NY, the FHA loan limits are set at $822,375 for single-family homes, $1,053,000 for two-unit properties, $1,272,750 for those with three units, and $1,581,750 for residences containing four units.
The highest loan amounts available for conventional loans include $822,375 for single-family residences, $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for housing with four units.
Employ our FHA calculator to gain insight into today’s premier FHA rates and discern what is required for downpayments, income, credit, reserves, and necessary documentation to qualify.
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With Lendersa®, you can examine FHA rates & terms alongside those of other loans. The tool helps evaluate and contrast various financing options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all compared to FHA.
Lendersa® compiles comprehensive loan program data from thousands of lenders, quickly measuring it against your personalized financial profile and requirements to find the best match.
The Loan Limits Comparison Table for 2026 in South-Hempstead, Nassau, NY, allows you to see how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts compare. To evaluate qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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