In 2025, the FHA loan limit in Hempstead county, Nassau, NY stands at $1,089,300 for a single-family home. For two units, it's $1,394,775, for three units $1,685,850, and for four units, the limit is $2,095,200.
The maximum loan amounts for conventional loans for a single-family residence are $1,089,300. For two-unit homes, it reaches $1,394,775; for three units, the cap is $1,685,850; and for four units, the maximum is $2,095,200.
Use our FHA calculator to discover today's best FHA rates and calculate the necessary down payment, required income, credit, reserves, and documents needed to qualify.
Explore loan offers from 100 lenders
The Lendersa® calculator lets you compare FHA rates and terms against those of other loan programs. Consider and evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® collects extensive loan program data from thousands of lenders, providing quick comparisons customized to fit your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Hempstead county, Nassau, NY, allows for comparison of maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to analyze qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
