For the year 2026, the FHA loan cap in Lakeview of Nassau county, NY, is set at $1,089,300 for single-family houses, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit buildings.
Conventional loan maximums are $1,089,300 for a single-family home, increasing to $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for properties with four units.
With our FHA calculator, you can find today’s most favorable FHA rates and calculate the necessary down payment, assess income, credit score requirements, reserves, and documentation prerequisites for qualification.
The Lendersa® tool lets you directly compare FHA loan rates and terms with those offered by other types of loans. You can delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money alternatives, besides FHA.
Lendersa® compiles data from a vast range of lenders, swiftly matching it to your individual financial situation and demands.
Compare the maximum loan amounts across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans using the Loan Limits Table for 2026 in Lakeview, Nassau, NY. For comprehensive comparison of eligibility conditions like income, credit, and reserves, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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