In 2026, the FHA loan limit in Southport county of Chemung, NY is $472,030 for a single-family home, while it is $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
Conventional loan caps are set at $726,200 for single-family houses, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Check today’s optimal FHA rates using our calculator, which also helps define your downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator allows easy comparisons of FHA rates with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive data from thousands of lenders, delivering rapid assessments aligned with your financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Southport county, Chemung, NY, highlights maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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