In 2026, the FHA loan limits in Waverly county, part of Tioga, NY, are $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for those with three units, and $907,900 for buildings with four units.
The maximum conventional loan amount for a single-family residence is $726,200. For two-unit homes, it's $929,850; for three-unit residences, $1,123,900; and for four-unit properties, the cap is $1,396,800.
Use our FHA calculator to discover today’s optimal FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Dive into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA options.
Gathering extensive data from thousands of lenders, Lendersa® provides a swift comparison tailored to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Waverly county of Tioga, NY provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria including income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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