In 2025, the FHA loan limit for Wawayanda county of Orange, NY is structured as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units are the designated limits.
For conventional loans on a single-family residence, the maximum loan amounts are as follows: $726,525 for single-family homes, $930,300 for duplexes, $1,124,475 for triplexes, and $1,397,400 for four-unit properties.
Utilize our FHA calculator to obtain today's prime FHA rates and calculate the necessary downpayment, income levels, credit scores, reserves, and documentation required for eligibility.
The Lendersa® calculator provides a platform to compare FHA rates and terms with the full spectrum of other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles loan program data from thousands of lenders and instantly evaluates it against your specific financial requirements and profile characteristics.
For 2025 in Wawayanda county, located in Orange, NY, the Loan Limits Comparison Table allows for detailed comparisons of maximum loans available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Examine the eligibility criteria such as income, credit, and reserves using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for further analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| USDA | $581,200 | $581,200 | $581,200 | $581,200 |
| VA | $726,525 | $930,300 | $1,124,475 | $1,397,400 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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