2025 FHA (Government Loans) Limits for Minisink, Orange County, New York

For the year 2025, the FHA loan limit in Minisink county located in Orange, NY is outlined as follows: $472,030 is for a single-family home, $604,400 applies to 2-unit properties, $730,525 is for 3-unit buildings, and $907,900 pertains to those with 4-units.

The maximum amount for conventional loans on a single-family residence reaches $726,525. For properties with two units, the cap is $930,300, for three-unit homes, it is $1,124,475, and for those with four units, the limit is $1,397,400.

Use our in-depth FHA calculator to find today’s best FHA rates. This calculator helps you figure out the necessary down payment, qualifying income, credit score, reserves, and documentation requirements.

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Assess Your Loan Choices in Minisink, NY

The Lendersa® calculator offers a platform where you can match FHA rates and terms with those of other loan programs. Delve into and compare a variety of loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA options.

Lendersa® collects extensive loan data from thousands of lenders and efficiently compares this data against your individual financial profile and requirements within seconds.

Refer to the Loan Limits Comparison Table for 2025, which provides detailed insights into maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, all within Minisink county of Orange, NY. To examine requirements like income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Minisink county of Orange, NY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,525 $930,300 $1,124,475 $1,397,400
USDA $581,200 $581,200 $581,200 $581,200
VA $726,525 $930,300 $1,124,475 $1,397,400
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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