For 2025, the FHA loan caps in West-Nyack, within Rockland county, NY, are detailed as follows: $822,375 for a single-family home, $1,053,000 for two-unit buildings, $1,272,750 for homes with three units, and $1,581,750 for those with four units.
The cap for conventional loan amounts is set at $822,375 for a single-family house. For two units, it's $1,053,000; for three units, $1,272,750; and for four units, $1,581,750.
Use our FHA calculator to access the current top FHA rates and figure out the necessary downpayment, income requirements, credit score, reserves, and paperwork needed for loan qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with other loan options. Examine Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® rapidly acquires program data from thousands of lenders, comparing it against your individual financial profile to meet your specific needs.
In 2025, the Loan Limits Comparison Table for West-Nyack in Rockland, NY offers a detailed comparison between the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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