For 2026, in the county of Rockland, NY, FHA loan limits in Bardonia are set as follows: $1,089,300 for a single-family home; $1,394,775 for two-unit properties; $1,685,850 for three-units; and $2,095,200 for homes with four units.
The highest permissible loan amount for conventional loans on a single-family dwelling is $1,089,300. This amount changes to $1,394,775 for two units, $1,685,850 for three units, and for properties with four units, it becomes $2,095,200.
Utilize our FHA calculator for today's competitive rates to find out the necessary downpayment, income, credit score, reserves, and documentation required for qualification.
With the Lendersa® calculator, you can juxtapose FHA rates and terms against those of other loan programs. Compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA terms.
By quickly processing data from thousands of lenders, Lendersa® evaluates loan program data against your unique financial profile and needs.
For 2026, the Loan Limits Comparison Table for Bardonia county of Rockland, NY enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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