For 2026, in the county of Rockland, Nanuet, NY, the FHA loan limits are: $1,089,300 for single-family homes, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit homes.
The conventional loan maximums are set at $1,089,300 for a single-family dwelling; for two units, the limit is $1,394,775; for three-unit buildings, it reaches $1,685,850; and for four-unit properties, the limit is $2,095,200.
Utilize our FHA calculator to explore today’s best FHA rates and calculate the required downpayment, income requirements, credit score, reserves, and needed documentation to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan program rates and terms. Investigate opportunities with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® rapidly compiles loan data from thousands of lenders, comparing it to your unique financial profile and needs in seconds.
Check out the Loan Limits Comparison Table for 2026 in Nanuet within Rockland, NY, which compares maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing qualification criteria such as income, reserves, and credit status, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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