In 2026, the FHA loan limits for Westbury, in the county of Nassau, NY are: $1,089,300 for a single-family home, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit homes.
For conventional loans, the maximums are $1,089,300 for single-family residences, $1,394,775 for two-unit properties, $1,685,850 for three-units, and $2,095,200 for four-units.
Use our FHA calculator to discover today’s top FHA rates and calculate the necessary downpayment, income requirements, credit score, reserves, and documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with various other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA products.
Lendersa® aggregates loan data from thousands of lenders to provide comparisons quickly aligned with your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Westbury, county of Nassau, NY outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications including income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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