2025 FHA (Government Loans) Limits for Westbury, Nassau County, New York

In 2025, the FHA loan limits for Westbury, in the county of Nassau, NY are: $1,089,300 for a single-family home, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit homes.

For conventional loans, the maximums are $1,089,300 for single-family residences, $1,394,775 for two-unit properties, $1,685,850 for three-units, and $2,095,200 for four-units.

Use our FHA calculator to discover today’s top FHA rates and calculate the necessary downpayment, income requirements, credit score, reserves, and documents for qualification.

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Investigate Loan Options in Westbury, NY

The Lendersa® calculator helps compare FHA rates and terms with various other loan options. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA products.

Lendersa® aggregates loan data from thousands of lenders to provide comparisons quickly aligned with your financial profile and needs.

For 2025, the Loan Limits Comparison Table in Westbury, county of Nassau, NY outlines maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualifications including income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Westbury county of Nassau, NY

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $0 $0 $0 $0
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Republic Bank
  • 50 South 16th Street, Suite 2400, Philadelphia, PA, 19102
  • Our focus now is on innovation, customer satisfaction, brand building, and shareholder value creation. Today, we are one of the largest Philadelphia-based banks, yet we make decisions locally, and we make them quickly. Republic Bank is moving towards creating a major commercial and retail bank with a distinct brand.
  • Sky Financing Solutions
  • 728 S broad St, Philadelphia, PA, 19146
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges. Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.
  • First Hudson Mortgage Company
  • 20 King Arthur Way, Hudson, NY, 12534
  • Janet formed the first-ever independent mortgage business in Hudson, NY and over the years has cultivated strong relationships within the local banking, legal and real estate communities. Janet began her career working as a Loan Counselor for Home & City Savings Bank and soon came to the realization that a choice of loan programs
  • Valley Mortgage Company Inc
  • 751 Warren Street, Front Hudson, NY, 12534
  • Valley Mortgage Company, Inc. arranges for loans with third party providers who offer a full spectrum of loan products including the following: conventional fixed and variable rate conforming and jumbo loans, Federal Housing Administration (FHA) insured loans, Veterans Administration loans, RHS Guaranteed loans (100% Financing and more
  • Price Financial Services LLC
  • 126 W. Lancaster Avenue, Wayne, PA, 19087
  • At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
  • SEFCU
  • 575 Broadway, Albany, NY, 12207
  • As a SEFCU shareholder, you will enjoy benefits not found in other financial relationships. Benefits that keep growing with each passing year to help you achieve your purpose.SEFCU is among the 50 largest credit unions in the U.S. with more than $3.5 billion in assets, 330, 000 members, and 50 branches in the Capital Region.
  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
  • Pioneer Bank
  • 652 Albany Shaker Road, Albany, NY, 12211
  • Founded for the financial strength of the community, Pioneer has been operating within New York's Greater Capital Region for more than 130 years, providing financial support to help people build a better life. Today, our values remain the same, holding firm to our belief that the customer, our employees, and our community come first.
  • First New York Federal Credit Union
  • 2 Wall St, Albany, NY, 12205
  • First New York Federal Credit Union, originally Schenectady Teachers Federal Credit Union, was federally chartered in 1937 to serve the teachers of the Schenectady City School district. Today First New York has eight Branch locations and three FNY Express Teller Kiosks, serving over 34, 000 members, and is one of the strongest financial institution