In 2026, the FHA loan limit in East-Meadow county, Nassau, NY is established as $822,375 for a single-family home, $1,053,000 for two-unit residences, $1,272,750 for three-units, and $1,581,750 for four-units.
The maximum conventional loan for a single-family house sets at $822,375. For two units, it rises to $1,053,000, grows to $1,272,750 for three-unit houses, and culminates at $1,581,750 for four-unit properties.
Use our FHA calculator to find today’s best FHA rates, and determine the necessary downpayment, income, credit requirement, reserves, and documents to qualify.
Lendersa® calculator compares FHA rates & terms with those of other loans. Examine and weigh FHA against Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money options.
Lendersa® accesses data from thousands of lenders, presenting it in seconds compared to your financial profile and personal requirements.
The Loan Limits Comparison Table for 2026 in East-Meadow county, Nassau, NY, compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine required qualifications such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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