In the year 2026, the FHA loan limit for Carle-Place county within Nassau, NY is set at $822,375 for a single-family home. If you're dealing with a two-unit structure, the limit extends to $1,053,000. This figure increases to $1,272,750 for three-unit homes and reaches $1,581,750 for properties with four units.
For conventional loans, the upper limit for single-family homes is $822,375. Two-unit residences can receive up to $1,053,000, while tri-unit accommodations have a maximum of $1,272,750. For quad-unit homes, the ceiling is $1,581,750.
Our FHA calculator will help you pinpoint today’s optimal FHA rates, as well as evaluate critical qualifying elements like downpayment needs, income requirements, credit ratings, reserve funds, and necessary documents.
With the Lendersa® calculator, you can scrutinize and compare FHA rates and terms against those of other loan programs. Dive into a variety of options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, right beside FHA offerings.
Drawing from an expansive database, Lendersa® swiftly matches thousands of lender program details to your specific financial profile and requirements, allowing for a tailored comparison.
For the current year, check the Loan Limits Comparison Table in Carle-Place county of Nassau, NY, showcasing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. If you’re keen to compare qualification standards such as Income, reserves, and credit scores, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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