2025 FHA (Government Loans) Limits for Apple-Valley, Knox County, Ohio

In 2025, the FHA loan limits in Apple-Valley within Knox, OH include $356,362 for a single-family home, $456,275 for duplexes, $551,500 for three-unit dwellings, and $685,400 for four-unit properties.

The maximum for conventional loans on a single-family residence is $548,250, with $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to find today’s best rates and determine your needed down payment, income level, credit, reserves, and documents to qualify.

Peruse loan offers from 100 lenders

Explore loan choices in Apple-Valley, OH

With the Lendersa® calculator, compare FHA rates and terms alongside other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly gathers comprehensive loan data from a vast array of lenders and matches it to your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Apple-Valley, Knox, OH allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualifications like income, reserves, and credit using Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Apple-Valley county of Knox, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Centerbank
  • 744 State Route 28, Milford, OH, 45150
  • CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
  • RiverHills Bank
  • 553 Chamber Dr, Milford, OH, 45150
  • RiverHills Bank, formerly New Richmond National Bank, has been serving people just like you and your family in Clermont County for over a century.Investing in the lives of friends and neighbors and keeping your locally earned dollars actively at work in our communities, RiverHills Bank is proud to serve as your community Bank.
  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • Valley Central Bank Mortgage
  • 6550 Princeton Glendale Rd, Hamilton, OH, 45011
  • Valley Central Bank first opened its doors on June 16 1884 in the back of what was known as the Fladungs Hotel and Saloon located at 421 Benson St. The association then known as the German Building and Loan grew largely because it filled a need for home loans that most banks of that time had little interest
  • Queen City Mortgage Company, LLC
  • 8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • McKinley Mortgage
  • 4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
  • McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley. We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
  • River City Mortgage
  • 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242
  • River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.