In 2026, the FHA loan limits for Mount-Vernon, situated in Knox County, OH, are as follows: single-family homes have a limit of $356,362, $456,275 for two-unit properties, $551,500 for three-units, and $685,400 for four-unit buildings.
For conventional loans, the maximum amount allowed on a single-family residence is $548,250, with $702,000 for two-units, $848,500 for three-units, and $1,054,500 for four-unit properties.
Using our FHA calculator, you can access today’s optimal FHA rates and determine down payment requirements, income criteria, credit, reserves, and necessary documents needed for qualification.
With Lendersa®'s calculator, you can compare FHA rates and terms with those from other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing an opportunity for extensive exploration and comparison.
Lendersa® collects detailed loan program data from thousands of lenders, efficiently matching it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Mount-Vernon, part of Knox, OH, provides comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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