In 2026, the FHA loan limits in Beachwood county, which is part of Cuyahoga, OH, are $472,030 for a single-family home, $604,400 for dwellings with two units, $730,525 for properties with three units, and $907,900 for four-unit buildings.
The upper limit for conventional loans on single-family residences is $726,200. For places with two units, it is $929,850, $1,123,900 for properties with three units, and for four units, it is $1,396,800.
Utilize our FHA calculator to access today’s leading FHA rates and determine the necessary downpayment, income levels, credit scores, reserves, and required documents for qualifying.
The Lendersa® calculator helps you compare FHA rates and terms against those from other available loan programs. Discover and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® compiles extensive loan data from numerous lenders, quickly aligning it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Beachwood county within Cuyahoga, OH allows for a side-by-side comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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