2026 FHA (Government Loans) Limits for Pepper-Pike, Cuyahoga County, Ohio

For 2026, the FHA loan limits in Cuyahoga county in Pepper-Pike, OH are set at $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.

Regarding conventional loans, the highest loan amount you can get for a single-family home is $548,250, with two-unit properties capped at $702,000, three-unit properties at $848,500, and four-unit properties at $1,054,500.

Our FHA calculator is available to help you find the best FHA rates today and see the required down payment, income, credit score, reserves, and documentation needed to qualify for a loan.

See loan offers from over 100 lenders

Evaluate your loan choices in Pepper-Pike, OH

Lendersa®’s calculator facilitates the comparison of FHA rates and terms alongside those of other loan programs. Investigate and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® acquires comprehensive loan data from numerous lenders and instantly aligns it with your distinct financial profile and needs.

The Loan Limits Comparison Table for 2026 in Cuyahoga county, Pepper-Pike, OH, allows for the comparison of FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and maximum hard money loan amounts. To evaluate qualification conditions, including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Pepper-Pike county of Cuyahoga, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pepper-Pike FHA Lenders

  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • Lends in Ohio
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.

  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • Lends in Ohio
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing

  • Linkedup Home Lending LLC
  • 1785 Coventy Road, Cleveland, OH, 44118
  • Lends in Ohio
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • Lends in Ohio
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.

    Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."

  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • Lends in Ohio
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • Lends in Ohio
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.

  • Faith Community Credit Union
  • 3550 East 93rd Street, Cleveland, OH, 44105
  • Lends in Ohio
  • Faith Credit Union was initially organized to meet the financial needs of members of Cleveland’s Second Mt. Sinai Baptist Church. Since then the credit union, which is a not-for-profit and tax-exempt entity under the Internal Revenue Code, has expanded community-wide and now provides a full range of credit, savings, transaction services.

  • Greater Cleveland Community Credit Union
  • 601 Lakeside Avenue, Room 3, Cleveland, OH, 44114
  • Lends in Ohio
  • The Greater Cleveland Community Credit Union began on November 26, 1937, with 39 owner-members, as the Civil Service Employees Association Credit Union, which served the financial needs of City of Cleveland employees. We aim to propel our membership toward financial empowerment and growth by providing an array of individualized financial products.

  • KeyBank
  • 127 Public Square, Cleveland, OH, 44114
  • Lends in Ohio
  • At KeyBank we’ve made a promise to our clients that they will always have a champion in us. To deliver on our promise, we’re committed to building a team of engaged employees who do the right thing for our clients and shareholders, and help them achieve financial wellness each and every day.

  • Bellwether Enterprise
  • 1375 E. 9th Street, Cleveland, OH, 44114
  • Lends in Ohio
  • Bellwether Enterprise is one of the fastest-growing commercial & multifamily mortgage banking companies in the country.
    We are large in scope, yet focused in approach. With offices across the country, we offer an unwavering commitment to regional expertise. Most of our loan producers have 25 plus years of experience.