2026 FHA Loan Limits for Bedford-Heights, Cuyahoga County, Ohio

In the year 2026, the FHA loan limits for Bedford-Heights county, nested within Cuyahoga, OH, are fixed at $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit houses, and $685,400 for four-unit residences.

For conventional loans, the maximum amount on a single-family home is $548,250. When it comes to houses with two units, the limit is $702,000, for three-unit structures it's $848,500, and for four-unit homes, it tops out at $1,054,500.

Utilize our FHA calculator to view today’s prime FHA rates, assessing necessary downpayment, income, credit conditions, reserves, and the required documents for qualification.

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The Lendersa® calculator enables you to assess FHA rates and terms against alternatives from all other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, considering them alongside FHA offerings.

Lendersa® compiles detailed loan data from thousands of lenders, swiftly integrating it with your financial profile and specific needs.

The Loan Limits Comparison Table for 2026 in Bedford-Heights county, within Cuyahoga, OH allows for a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money options. To examine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Bedford-Heights county of Cuyahoga, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $0 $0 $0 $0
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bedford-Heights FHA Lenders

  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • Lends in Ohio
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.

    Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."

  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • Lends in Ohio
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Ohio Catholic Federal Credit Union
  • 13623 Rockside Road, Garfield Heights, OH, 44125
  • Lends in Ohio
  • Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.

  • Emerald Credit Union
  • 13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
  • Lends in Ohio
  • Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.

  • Ohio Teamsters Credit Union
  • 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
  • Lends in Ohio
  • In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.

  • Century Federal Credit Union
  • 4600 Rockside Road, Independence, OH, 44131
  • Lends in Ohio
  • Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.

  • NLC Loans
  • 4 Summit Park Drive, Suite 200, Independence, OH, 44131
  • Lends in Ohio
  • NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.

  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • Lends in Ohio
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
    Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"

  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • Lends in Ohio
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.

  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • Lends in Ohio
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing