In the year 2025, the FHA loan limits for Bedford-Heights county, nested within Cuyahoga, OH, are fixed at $356,362 for single-family homes, $456,275 for properties with two units, $551,500 for three-unit houses, and $685,400 for four-unit residences.
For conventional loans, the maximum amount on a single-family home is $548,250. When it comes to houses with two units, the limit is $702,000, for three-unit structures it's $848,500, and for four-unit homes, it tops out at $1,054,500.
Utilize our FHA calculator to view today’s prime FHA rates, assessing necessary downpayment, income, credit conditions, reserves, and the required documents for qualification.
The Lendersa® calculator enables you to assess FHA rates and terms against alternatives from all other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, considering them alongside FHA offerings.
Lendersa® compiles detailed loan data from thousands of lenders, swiftly integrating it with your financial profile and specific needs.
The Loan Limits Comparison Table for 2025 in Bedford-Heights county, within Cuyahoga, OH allows for a comprehensive comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money options. To examine qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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