For 2026, the Federal Housing Administration (FHA) loan limits in Oakwood county, located in Montgomery, OH, stand at $472,030 for a single-family dwelling. For a two-unit property, the limit is $604,400, for three units, it’s $730,525, and for four units, it reaches $907,900.
Concurrently, the top limit for conventional loans on single-family homes is $726,200. For properties with two units, the cap is $929,850, for three units, it is $1,123,900, and $1,396,800 for buildings with four units.
To evaluate the best FHA loan rates available today, use our detailed FHA calculator. This tool helps ascertain necessary aspects like down payment, income qualifications, credit score, reserve amounts, and required documents for eligibility.
Explore loan offer comparisons from a wide network of 100 lenders
The Lendersa® calculator lets you compare FHA loan rates and terms with those offered by alternative programs. Investigate and weigh options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA deals.
Lendersa® aggregates data from thousands of lenders, swiftly analyzing it against your unique financial profile and preferences.
The 2026 Loan Limits Comparison Table for Oakwood county, located in Montgomery, OH, allows for an evaluation of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights on qualification criteria like income, reserves, and credit benchmarks, try using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Oakwood FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
