For 2026, the FHA loan limits in Celina county, Mercer, OH, are set at $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit homes, and $907,900 for homes with four units.
The highest conventional loan amounts for a single-family residence are $726,200. For houses with two units, it is $929,850, for three-units, $1,123,900, and for homes with four units, the limit is $1,396,800.
Use our FHA calculator to explore today’s top FHA rates, evaluating the necessary downpayment, income, credit requirements, reserves, and documents for qualification.
The Lendersa® calculator provides the capability to compare FHA rates and terms with all other loan programs. Explore and evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside the FHA programs.
Lendersa® efficiently retrieves loan program data from thousands of lenders, juxtaposing it with your specific financial profile and requirements.
Use the Loan Limits Comparison Table for 2026 in Celina county within Mercer, OH to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. For insights into qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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