2026 FHA (Government Loans) Limits for St.-Marys, Auglaize County, Ohio

In 2026, the FHA loan limits in St.-Marys county of Auglaize, OH, are as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for three-unit properties, and $685,400 for residences with four units.

The highest loan amount for conventional loans on a single-family residence is $548,250. For two-unit houses, it is $702,000, for buildings with three units, $848,500, and for four-unit structures, the maximum is $1,054,500.

Utilize our FHA calculator to view today’s top FHA rates and calculate the necessary downpayment, income, credit, reserves, and documentation required for qualification.

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Examine your loan choices in St.-Marys, OH

The Lendersa® calculator provides the facility to evaluate FHA rates and terms against other loan program offerings. Investigate and contrast options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates robust loan program data from multiple lenders, swiftly aligning it with your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in St.-Marys county, part of Auglaize, OH, enables comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum limits. To explore qualification details like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits St.-Marys county of Auglaize, OH

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


St.-Marys FHA Lenders

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Lends in Ohio
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • Lends in Ohio
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction

  • Superior Financial Solutions
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies

  • Superior Credit Union
  • 4230 Elida Rd, Lima, OH, 45807
  • Lends in Ohio
  • Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.

  • Western Ohio Mortgage Corporation
  • 733 Fair Rd., Sidney, OH, 45365
  • Lends in Ohio
  • Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.

  • The Union Bank Co.
  • 105 Progressive Drive, Columbus Grove, OH, 45830
  • Lends in Ohio
  • The Union Bank Company has been committed to providing the very best banking products and services to the communities and businesses it serves throughout Northwest and Central Ohio. Headquartered in Columbus Grove, the bank has grown to include offices in Bowling Green, Columbus Grove, Delphos, Findlay, Gahanna, Gibsonburg, Kalida, Leipsic, Lewis C

  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • Lends in Ohio
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.

  • NCF Savings Bank
  • 400 N Main St, New Carlisle, OH, 45344
  • Lends in Ohio
  • NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.

  • Abbey Credit Union
  • 800 Falls Creek Drive, Vandalia, OH, 45377
  • Lends in Ohio
  • Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937

  • The American Loan Mortgage Corp
  • 600 Tiffin Avenue, Findlay, OH, 45840
  • Lends in Ohio
  • The American Loan Mortgage Corp Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Ohio USDA/RD Loans Home Purchase Loans Home Refinance Loans Cash Out Home Loans Jumbo Home Loans FHA Loans / VA Loans